Life insurance is a great thing. I would not be without it. My health is greatly improved since I got my new policy. Formerly I used to have a seal-brown taste in my mouth when I arose in the morning, but that has entirely disappeared. I am more hopeful and happy, and my hair is getting thicker on top. I would not try to keep house without life insurance. Last September I was caught in one of the most destructive cyclones that ever visited a republican form of government. A great deal of property was destroyed and many lives were lost, but I was spared. People who had no insurance were mowed down on every hand, but aside from a broken leg I was entirely unharmed.
I look upon life insurance as a great comfort, not only to the beneficiary, but to the insured, who very rarely lives to realize anything pecuniarily from his venture. Twice I have almost raised my wife to affluence and cast a gloom over the community in which I lived, but something happened to the physician for a few days so that he could not attend to me, and I recovered. For nearly two years I was under the doctor’s care. He had his finger on my pulse or in my pocket all the time. He was a young western physician, who attended me on Tuesdays and Fridays. The rest of the week he devoted his medical skill to horses that were mentally broken down. He said he attended me largely for my society. I felt flattered to know that he enjoyed my society after he had been thrown among horses all the week that had much greater advantages than I.
My wife at first objected seriously to an insurance on my life, and said she would never, never touch a dollar of the money if I were to die, but after I had been sick nearly two years, and my disposition had suffered a good deal, she said that I need not delay the obsequies on that account. But the life insurance slipped through my fingers somehow, and I recovered.
In these days of dynamite and roller rinks, and the gory meat-ax of a new administration, we ought to make some provision for the future.