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Webb listened with mingled amusement and dismay. He was slowly beginning to realize the determined segregation, from the common herd, of these people, to whom he had come so confidently to offer homage. He changed the subject.

“I don’t want to stay here, don’t you know,” he said, glancing scornfully over his shoulder at the hotel which in its day had housed the most distinguished in the land. “What would you advise? Take a cottage?”

“Take a cottage!” Mr. Chapman fairly gasped. “Are you a millionaire in disguise? If you were, I don’t believe you could get one. The swells shut up theirs when they don’t come, or let them to their friends. The others are mostly taken year after year by the same people. No; I’ll tell you what you want–a bachelor’s apartment. They are not so easy to get either, but I happen to know of one. It was rented four years ago by Jack Delancy, but he blew in most of his money, and then tried to recuperate on cordage. The bottom fell out of that, and now goodness knows where he is. At all events, his apartment is to let. Suppose we go now and see it. There’s no time to lose.”

Andrew assented willingly, profoundly thankful that he had met Mr. Chapman. The apartment was near the hotel. They found it still vacant, furnished with a certain bold distinction. The rent was high, but Andrew stifled the economic promptings of his nature, and manfully signed a check. That night there was nothing to be seen in Newport, not even a moon. The city was like a necropolis. Andrew gratefully employed his leisure hunting for servants. The following day he was comfortably installed and had invited the fortunate Mr. Chapman to dinner. He found that gentleman next morning on the beach, taking snap-shots at the bathers.

“This sort of thing goes,” Chapman said, “although these people are just plain tourists. I label them ‘the beautiful Miss Brown,’ or ‘the famous Miss Jones,’ and the average reader swallows it, to say nothing of the fact that it makes the paper look well. The swells won’t go in with the common herd, and want the ocean fenced in too, as it were. There are some of them over there in their carriages, taking a languid interest in the scene because they’ve nothing better to do. But they’d no more think of getting out and sitting on this balcony, as they do at Narragansett, than they’d ride in a street-car. Want to go up to the Casino and see the stage go off? That’s one of the sights.”

Andrew had spent a half-hour the evening before gazing at the graceful brown building which had long been a part of his dreams. He welcomed the prospect of seeing a phase of its brilliant life.

They reached the Casino a few minutes before the coach started. A large round-shouldered man, with face and frame of phlegmatic mould, occupied the seat and swung his whip with a bored and absent air. Two or three girls, clad in apotheosized organdie, and close hats, were already on top of the coach. An elderly beau was assiduously attending upon a young woman who was about to mount the ladder. She was a plain girl, with an air of refined health, and simply clad in white.

“She’s worth sixteen million dollars in her own right,” said Chapman, with a groan.

On the sidewalk, between the Casino and the coach, were two groups of girls. One group gazed up at their friends on the coach, wishing them good-fortune; the other gazed upon the first, eagerly and enviously. Andrew looked from one to the other. The girls who talked to those on the coach wore organdie frocks of simple but marvellous construction. Shading their young pellucid eyes, their bare polished brows, were large Leghorn hats covered with expensive feathers or flowers. Air, carriage, complexion, manner, each was a part of the unmistakable uniform of the New York girl of fashion. But the others? Andrew put the question to Chapman.