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Garnett’s curiosity as to the Hubbards’ share in Hermione’s marriage was appeased before he had been seated five minutes at their table.

Mrs. Woolsey Hubbard was an expansive blonde, whose ample but disciplined outline seemed the result of a well-matched struggle between her cook and her corset-maker. She talked a great deal of what was appropriate in dress and conduct, and seemed to regard Mrs. Newell as a final arbiter on both points. To do or to wear anything inappropriate would have been extremely mortifying to Mrs. Hubbard, and she was evidently resolved, at the price of eternal vigilance, to prove her familiarity with what she frequently referred to as “the right thing.” Mr. Hubbard appeared to have no such preoccupations. Garnett, if called upon to describe him, would have done so by saying that he was the American who always pays. The young man, in the course of his foreign wanderings, had come across many fellow-citizens of Mr. Hubbard’s type, in the most diverse company and surroundings; and wherever they were to be found, they always had their hands in their pockets. Mr. Hubbard’s standard of gentility was the extent of a man’s capacity to “foot the bill”; and as no one but an occasional compatriot cared to dispute the privilege with him, he seldom had reason to doubt his social superiority.

Garnett, nevertheless, did not believe that this lavish pair were, as Mrs. Newell would have phrased it, “putting up” Hermione’s dot. They would go very far in diamonds, but they would hang back from securities. Their readiness to pay was indefinably mingled with a dread of being expected to, and their prodigalities would take flight at the first hint of coercion. Mrs. Newell, who had had a good deal of experience in managing this type of millionaire, could be trusted not to arouse their susceptibilities, and Garnett was therefore certain that the chimerical legacy had been extracted from other pockets. There were none in view but those of Baron Schenkelderff, who, seated at Mrs. Hubbard’s right, with a new order in his button-hole, and a fresh glaze upon his features, enchanted that lady by his careless references to crowned heads and his condescending approval of the champagne. Garnett was more than ever certain that it was the Baron who was paying; and it was this conviction which made him suddenly feel that, at any cost, Hermione’s marriage must take place. He had felt no special interest in the marriage except as one more proof of Mrs. Newell’s extraordinary capacity; but now it appealed to him from the girl’s own stand-point. For he saw, with a touch of compunction, that in the mephitic air of her surroundings a love-story of surprising freshness had miraculously flowered. He had only to intercept the glances which the young couple exchanged to find himself transported to the candid region of romance. It was evident that Hermione adored and was adored; that the lovers believed in each other and in every one about them, and that even the legacy of the defunct aunt had not been too great a strain on their faith in human nature.

His first glance at the Comte Louis du Trayas showed Garnett that, by some marvel of fitness, Hermione had happened upon a kindred nature. If the young man’s long mild features and short-sighted glance revealed no special force of character, they showed a benevolence and simplicity as incorruptible as her own, and declared that their possessor, whatever his failings, would never imperil the illusions she had so miraculously preserved. The fact that the girl took her good fortune naturally, and did not regard herself as suddenly snatched from the jaws of death, added poignancy to the situation; for if she missed this way of escape, and was thrown back on her former life, the day of discovery could not be long deferred. It made Garnett shiver to think of her growing old between her mother and Schenkelderff, or such successors of the Baron’s as might probably attend on Mrs. Newell’s waning fortunes; for it was clear to him that the Baron marked the first stage in his friend’s decline. When Garnett took leave that evening he had promised Mrs. Newell that he would try to find her husband.