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“With this standard in mind, how much money is wasted even by people who do not exceed their income! Here a man builds a house, and pays, in the first place, ten thousand more than he need, for a location in a fashionable part of the city, though the air will be closer and the chances of health less; he spends three or four thousand more on a stone front, on marble mantels imported from Italy, on plate-glass windows, plated hinges, and a thousand nice points of finish, and has perhaps but one bath-room for a whole household, and that so connected with his own apartment that nobody but himself and his wife can use it.

“Another man buys a lot in an open, airy situation, which fashion has not made expensive, and builds without a stone front, marble mantels, or plate-glass windows, but has a perfect system of ventilation through his house, and bathing-rooms in every story, so that the children and guests may all, without inconvenience, enjoy the luxury of abundant water.

“The first spends for fashion and show, the second for health and comfort.

“Here is a man that will buy his wife a diamond bracelet and a lace shawl, and take her yearly to Washington to show off her beauty in ball dresses, who yet will not let her pay wages which will command any but the poorest and most inefficient domestic service. The woman is worn out, her life made a desert by exhaustion consequent on a futile attempt to keep up a showy establishment with only half the hands needed for the purpose. Another family will give brilliant parties, have a gay season every year at the first hotels at Newport, and not be able to afford the wife a fire in her chamber in midwinter, or the servants enough food to keep them from constantly deserting. The damp, mouldy, dingy cellar-kitchen, the cold, windy, desolate attic, devoid of any comfort, where the domestics are doomed to pass their whole time, are witnesses to what such families consider economy. Economy in the view of some is undisguised slipshod slovenliness in the home circle for the sake of fine clothes to be shown abroad; it is undisguised hard selfishness to servants and dependants, counting their every approach to comfort a needless waste,–grudging the Roman Catholic cook her cup of tea at dinner on Friday, when she must not eat meat,–and murmuring that a cracked, second-hand looking-glass must be got for the servants’ room: what business have they to want to know how they look?

“Some families will employ the cheapest physician, without regard to his ability to kill or cure; some will treat diseases in their incipiency with quack medicines, bought cheap, hoping thereby to fend off the doctor’s bill. Some women seem to be pursued by an evil demon of economy, which, like an ignis fatuus in a bog, delights constantly to tumble them over into the mire of expense. They are dismayed at the quantity of sugar in the recipe for preserves, leave out a quarter, and the whole ferments and is spoiled. They cannot by any means be induced at any one time to buy enough silk to make a dress, and the dress finally, after many convulsions and alterations, must be thrown by altogether as too scanty. They get poor needles, poor thread, poor sugar, poor raisins, poor tea, poor coal. One wonders, in looking at their blackened, smouldering grates in a freezing day, what the fire is there at all for,–it certainly warms nobody. The only thing they seem likely to be lavish in is funeral expenses, which come in the wake of leaky shoes and imperfect clothing. These funeral expenses at last swallow all, since nobody can dispute an undertaker’s bill. One pities these joyless beings. Economy, instead of a rational act of the judgment, is a morbid monomania, eating the pleasure out of life, and haunting them to the grave.