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PAGE 5

Concerning Credit Men
by [?]

“Well, sir, he talked with me seriously about the matter and from that time on he began to drop out the tin pan and grocery end of his line. When I saw he was doing this, I asked him to let me have the hook in the ceiling from which for so long had swung his bunch of blackening bananas, so I could have a souvenir of his past folly! I had worked him up until his account was strictly a good one.

“In fact, he prospered so well with this store that after a while he had started another one. When he did this he, of course, stretched his capital a little and depended upon his old houses to take care of him. He had always discounted his bills in full, sometimes even anticipating payments and making extra discounts.

“I was tickled to sell him about twice as much as usual, on one of my trips. It was just ninety days after this when I got around again and saw the other fellow’s goods in the store. When I looked at the strange labels I felt like some fellow had landed me one on the jaw. You know it hurts to lose a customer, especially if he is one that you have fed on the bottle and thinks a great deal of you personally.

“Well, when I saw the other stuff, all I could do was to march right up and say, ‘Well, Fred, the other fellow’s been getting in his work, I see. What’s the matter? The sooner we get through with the unpleasant part of it, the better.’ ‘Now, there isn’t anything the matter with you, old man,’ said my customer. ‘Come up here in the office. I want to show you how your house treated me.’

“And there he showed me a letter he had received from the house stating that he must pay up his old account before they would ship him any more goods; and the old bill was one which was dated May 1st, four months, and was not due until September 1st. They wrote him this before the first of June, at which time he was entitled to take off six per cent. He simply sent a check for what he owed them and, to be sure, wrote them to cancel his order. There was a good bill and a loyal customer gone–all on account of the credit man.”

“Once in a while, though,” said the shoe man, “you strike a fellow that will take a thing of this sort good-naturedly, but they are rare. I once had a customer down in Missouri who got a little behind with the house. The credit man wrote him just about the same sort of a letter that your man received, but my friend, instead of getting mad, wrote back a letter to the house, something like this:

“‘Dear House: I’ve been buying goods from you for a long time. I have paid you as well as I knew how. You know I am pretty green. I started in life pulling the cord over a mule and when I made a little money at this I started a butcher shop. My neighbors who sold other stuff, drygoods and things of that sort, it looked to me didn’t have much more sense than I, and they lived in nice houses and had sprinklers and flowers in their yards. So it looked to me like that was a good business to go into. I tried my hand at it and have got on fairly well. Of course, I have been a little slow, you know, being fool enough to think everybody honest and to do a credit business myself.

“‘Now I really want to thank you for telling me I must pay up before I can get any more goods. I kind of look on you people as my friends, I have dealt with you so long, and if you are getting a little leery about me, why I don’t know what in the world the other fellows that don’t care anything about me must be beginning to think. When I got your letter telling me to pay up before you would ship the bill I had bought, I felt like I had run into a stone fence, but this lick over the head has really done me a whole lot of good and I am going to go a little more careful hereafter.